{"id":503,"date":"2026-07-31T18:39:32","date_gmt":"2026-07-31T16:39:32","guid":{"rendered":"https:\/\/abogadosmuniz-bueno.es\/?page_id=503"},"modified":"2026-08-28T10:54:34","modified_gmt":"2026-08-28T08:54:34","slug":"areas-financiero","status":"publish","type":"page","link":"https:\/\/abogadosmuniz-bueno.es\/en\/areas-financiero\/","title":{"rendered":"\u00c1reas &#8211; financiero"},"content":{"rendered":"<div class=\"wp-block-uagb-container uagb-block-hkxrwv2f alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<h1 class=\"wp-block-heading has-background-color has-text-color has-link-color wp-elements-1\">The gaze financial full legal advice<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Not enough to have the legal reason: there is that to translate into economic decisions that are right. Why join the legal advice of a financial picture to practice on savings, mortgages, insurance and wealth.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link has-primary-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/abogadosmuniz-bueno.es\/en\/contacto\/\">Ask for advice<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link has-background-color has-text-color has-link-color wp-element-button\" href=\"#planificacion-financiera\">See the 4 services<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-f800ba26 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-e0874d49\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap\">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-31f32fa0 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"#planificacion-financiera\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Financial planning<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-e2c80260 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"#intermediacion-hipotecaria\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Mortgage intermediation<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-5ea8310a wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"#reclamaciones-aseguradoras\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Claim to insurers<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-57eb23e0 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"#peritaciones-inmobiliarias\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Surveys<\/div><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div id=\"planificacion-financiera\" class=\"wp-block-uagb-container uagb-block-f48f17ca alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<p class=\"has-primary-color has-text-color has-link-color wp-elements-2 wp-block-paragraph\">01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Financial planning, and personal and family protection<\/h2>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-b6d76ab4\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-uagb-container uagb-block-44f5cbd6\">\n<figure class=\"wp-block-image size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"256\" height=\"256\" src=\"https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/line-chart.png\" alt=\"Asesoramiento financiero\" class=\"wp-image-510\" style=\"width:27px;height:auto\" title=\"Areas - financial\" srcset=\"https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/line-chart.png 256w, https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/line-chart-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/><\/figure>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-3 wp-block-paragraph\" style=\"color:#16201e\"><strong>Diagnostic of your current situation<\/strong><\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-4 wp-block-paragraph\" style=\"color:#16201e\">We analyse income, expenses, debt, savings and coverage (life, disability, and dependence) to get a real x-ray before proposing any solution.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-uagb-container uagb-block-c0f9cd31\">\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"256\" height=\"256\" src=\"https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/clock.png\" alt=\"Asesoramiento financiero\" class=\"wp-image-514\" style=\"width:27px;height:auto\" title=\"Areas - financial\" srcset=\"https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/clock.png 256w, https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/clock-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/><\/figure>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-5 wp-block-paragraph\" style=\"color:#16201e\"><strong>Savings Plan with goal and period<\/strong><\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-6 wp-block-paragraph\" style=\"color:#16201e\">We design your savings plan according to your time horizon and risk profile, selecting the right product, and discarding the comfort commercial.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-uagb-container uagb-block-da29a34f\">\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"256\" height=\"256\" src=\"https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/location.png\" alt=\"Asesoramiento financiero\" class=\"wp-image-517\" style=\"width:27px;height:auto\" title=\"Areas - financial\" srcset=\"https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/location.png 256w, https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/location-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/><\/figure>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-7 wp-block-paragraph\" style=\"color:#16201e\"><strong>Protection of the family<\/strong><\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-8 wp-block-paragraph\" style=\"color:#16201e\">We look to see if your life cover, disability, or serious disease is enough for that, faced with an unforeseen event, his family also has an economic problem added to the staff.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-uagb-container uagb-block-f20fe4b4\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"256\" src=\"https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/clipboard.png\" alt=\"Asesoramiento Financiero\" class=\"wp-image-523\" style=\"width:27px;height:auto\" title=\"Areas - financial\" srcset=\"https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/clipboard.png 256w, https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/clipboard-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/><\/figure>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-9 wp-block-paragraph\" style=\"color:#16201e\"><strong>Periodic review of the plan<\/strong><\/p>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-10 wp-block-paragraph\" style=\"color:#16201e\">The personal situation and the economic environment change; we regularly review the plan to adjust to the new reality without having to take the initiative.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"intermediacion-hipotecaria\" class=\"wp-block-uagb-container uagb-block-c3f2fe97 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<p class=\"has-primary-color has-text-color has-link-color wp-elements-11 wp-block-paragraph\">02<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mortgage intermediation<\/h2>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-12 wp-block-paragraph\" style=\"color:#16201e\">We seek and negotiate between different entities, the mortgage that best fits your capacity to pay and to your project, not the first offer that makes him your usual bank. We compare fixed-rate, variable, and mixed, bindings required, commissions, and insurance partners, so that the total cost of the loan over its life is the decision criterion, not only the initial interest rate.<br><br>We also review mortgages already signed to assess whether a subrogation or novation to another entity, or simply a renegotiation with the current bank, you may incur a cost savings relevant, especially if we detect signs of clauses soil or expenses improperly charged, in which case we coordinate your claim with our area of Clauses Soil and Expenses Mortgage.<\/p>\n<\/div><\/div>\n\n\n\n<div id=\"reclamaciones-aseguradoras\" class=\"wp-block-uagb-container uagb-block-04616fdd alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<p class=\"has-primary-color has-text-color has-link-color wp-elements-13 wp-block-paragraph\">03<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Claims to insurance companies<\/h2>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-14 wp-block-paragraph\" style=\"color:#16201e\">When an insurer denies, delays unreasonably or underestimates a sinister \u2014home, life, disability, liability or accident\u2014, we review the policy you purchase, the general and special conditions, and the report of the expert of the company to verify if the refusal or the valuation are really justified.<br><br>We claim first to the own customer service and the defender of the insured of the company, and if there is no satisfactory answer, we exercise the respective judicial claim, including the surcharge for late payment of the insurer when the delay in the payment of the compensation is not justified.<\/p>\n<\/div><\/div>\n\n\n\n<div id=\"peritaciones-inmobiliarias\" class=\"wp-block-uagb-container uagb-block-1647c734 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<p class=\"has-primary-color has-text-color has-link-color wp-elements-15 wp-block-paragraph\">04<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Especialist real estate<\/h2>\n\n\n\n<p class=\"has-text-color has-link-color wp-elements-16 wp-block-paragraph\" style=\"color:#16201e\">Coordinate evaluations in real estate-independent when the valuation of a property is crucial for a procedure: division of inheritance, settlement of marital property, foreclosure, claims to an insurer or disagreement with the appraisal bank for a loan.<br><br>An expert opinion of well-informed can be the difference between accepting a valuation unfavorable or defend with technical criteria objectives the actual value of the property to the other party or to the court itself.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-tavsaiav alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-info-box uagb-block-gb8kndim uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><p class=\"uagb-ifb-title-prefix\">You may also be interested in<\/p><h2 class=\"uagb-ifb-title\">Other areas of work<\/h2><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-1muypl18\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap\">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-xhtj4ghd wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/abogadosmuniz-bueno.es\/en\/areas-civil\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Civil Law<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-9a65a572 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/abogadosmuniz-bueno.es\/en\/areas-mercantil\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Commercial Law <\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-0700b397 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/abogadosmuniz-bueno.es\/en\/areas-gestiondecreditosimpagados\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Credits unpaid<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-a9ed4d6d wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/abogadosmuniz-bueno.es\/en\/areas-clausulasuelo\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Clauses floor<\/div><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-8b1ea098 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-14eb5798\">\n<h1 class=\"wp-block-heading\">Hable con un asesor <br>antes de decidir<\/h1>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-e1a7450f\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-foreground-color has-primary-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/abogadosmuniz-bueno.es\/en\/eldespacho\/\">Con\u00f3zcanos<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-foreground-color has-primary-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/abogadosmuniz-bueno.es\/en\/contacto\/\">Contact us<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>La mirada financiera que completa el asesoramiento jur\u00eddico No basta con tener la raz\u00f3n legal: hay que traducirla en decisiones econ\u00f3micas correctas. Por eso unimos al asesoramiento jur\u00eddico una visi\u00f3n financiera pr\u00e1ctica sobre ahorro, hipotecas, seguros y patrimonio. 01 Planificaci\u00f3n financiera y protecci\u00f3n personal y familiar Diagn\u00f3stico de su situaci\u00f3n actual Analizamos ingresos, gastos, deudas, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","footnotes":""},"class_list":["post-503","page","type-page","status-publish","hentry"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false,"post-thumbnail":false},"uagb_author_info":{"display_name":"admin","author_link":"https:\/\/abogadosmuniz-bueno.es\/en\/author\/admin\/"},"uagb_comment_info":0,"uagb_excerpt":"La mirada financiera que completa el asesoramiento jur\u00eddico No basta con tener la raz\u00f3n legal: hay que traducirla en decisiones econ\u00f3micas correctas. Por eso unimos al asesoramiento jur\u00eddico una visi\u00f3n financiera pr\u00e1ctica sobre ahorro, hipotecas, seguros y patrimonio. 01 Planificaci\u00f3n financiera y protecci\u00f3n personal y familiar Diagn\u00f3stico de su situaci\u00f3n actual Analizamos ingresos, gastos, deudas,&hellip;","_links":{"self":[{"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/pages\/503","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/comments?post=503"}],"version-history":[{"count":46,"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/pages\/503\/revisions"}],"predecessor-version":[{"id":1030,"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/pages\/503\/revisions\/1030"}],"wp:attachment":[{"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/media?parent=503"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}