{"id":593,"date":"2026-08-01T12:13:32","date_gmt":"2026-08-01T10:13:32","guid":{"rendered":"https:\/\/abogadosmuniz-bueno.es\/?page_id=593"},"modified":"2026-08-27T16:57:58","modified_gmt":"2026-08-27T14:57:58","slug":"areas-gestiondecreditosimpagados","status":"publish","type":"page","link":"https:\/\/abogadosmuniz-bueno.es\/en\/areas-gestiondecreditosimpagados\/","title":{"rendered":"\u00c1reas &#8211; gesti\u00f3n de cr\u00e9ditos impagados"},"content":{"rendered":"<div class=\"wp-block-uagb-container uagb-block-hkxrwv2f alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<h1 class=\"wp-block-heading has-background-color has-text-color has-link-color wp-elements-1\">We recover what you need, prioritizing always amicable<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Businesses and individuals rely on us to manage their unpaid because we combine pressure negotiating with judicial capacity, real-when the amicable does not work. Fees clear, in large part linked to the result.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link has-primary-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/abogadosmuniz-bueno.es\/en\/contacto\/\">Cons\u00faltenos directamente<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link has-background-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/abogadosmuniz-bueno.es\/en\/honorarios\/\">See fees<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-f800ba26 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-e0874d49\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap\">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-31f32fa0 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"#metodologia\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Methodology<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-e2c80260 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"#casos-tipicos\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Typical cases<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-5ea8310a wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/abogadosmuniz-bueno.es\/en\/honorarios\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Fees<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-57eb23e0 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/abogadosmuniz-bueno.es\/en\/honorarios\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Hire<\/div><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div id=\"metodologia\" class=\"wp-block-uagb-container uagb-block-f48f17ca alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-731cd336 wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-primary-color has-text-color has-link-color wp-elements-2 wp-block-paragraph\"><strong>Methodology<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-background-color has-text-color has-link-color wp-elements-3\">Amicable first, judicial branch when necessary<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The treatment of each case is tailored to the specific problem <br>for each subject, the type of debt or dispute and the other party involved. Always, we encourage the court to avoid expenses and unnecessary costs.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:5%\">\n<h3 class=\"wp-block-heading has-primary-color has-text-color has-link-color wp-elements-4\">1<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<h6 class=\"wp-block-heading has-primary-color has-text-color has-link-color wp-elements-5\">Contact and communication<\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">Personal visits, procedures, telephone and written communications friendly.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:5%\">\n<h3 class=\"wp-block-heading has-primary-color has-text-color has-link-color wp-elements-6\">2<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<h6 class=\"wp-block-heading has-primary-color has-text-color has-link-color wp-elements-7\">Agreement and transaction<\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">Recognition of debt, transaction and deferral of payments.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:5%\">\n<h3 class=\"wp-block-heading has-primary-color has-text-color has-link-color wp-elements-8\">3<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<h6 class=\"wp-block-heading has-primary-color has-text-color has-link-color wp-elements-9\">Lawsuits<\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">Proceedings, preliminary injunctions, liens and demand, always with the express permission of the client.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:5%\">\n<h3 class=\"wp-block-heading has-primary-color has-text-color has-link-color wp-elements-10\">4<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<h6 class=\"wp-block-heading has-primary-color has-text-color has-link-color wp-elements-11\">Special situations<\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">Incidents of bankruptcy and personal responsibility of managers when the debtor company is insolvent.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--80)\">\n<div class=\"wp-block-uagb-container uagb-block-46ed3b3a\">\n<figure class=\"wp-block-image size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"256\" height=\"256\" src=\"https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/location.png\" alt=\"location\" class=\"wp-image-517\" style=\"width:24px;height:auto\" title=\"Areas - management of credit bills of exchange\" srcset=\"https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/location.png 256w, https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/location-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/><\/figure>\n\n\n\n<p class=\"has-background-color has-text-color has-link-color wp-elements-12 wp-block-paragraph\" style=\"margin-top:0;margin-bottom:0\"><strong>Geographical coverage<\/strong><\/p>\n\n\n\n<p class=\"has-background-color has-text-color has-link-color wp-elements-13 wp-block-paragraph\" style=\"margin-top:0;margin-right:0;margin-bottom:0;margin-left:0;line-height:1.5\">Direct action in Sevilla, C\u00e1diz, Huelva and Cordoba, which allows a comprehensive control and close each file.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-6fdccb3b\">\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"256\" height=\"256\" src=\"https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/08\/shield.png\" alt=\"shield\" class=\"wp-image-614\" style=\"width:30px;height:auto\" title=\"Areas - management of credit bills of exchange\" srcset=\"https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/08\/shield.png 256w, https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/08\/shield-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/><\/figure>\n\n\n\n<p class=\"has-background-color has-text-color has-link-color wp-elements-14 wp-block-paragraph\" style=\"margin-top:0;margin-bottom:0\"><strong>Respect to the debtor<\/strong><\/p>\n\n\n\n<p class=\"has-background-color has-text-color has-link-color wp-elements-15 wp-block-paragraph\" style=\"margin-top:0;margin-right:0;margin-bottom:0;margin-left:0;line-height:1.5\">The entire management of recovery is governed by the maximum respect for the law and the individual debtor, which may be a customer of the creditor in the future.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-094bcf60\">\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"256\" height=\"256\" src=\"https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/clipboard.png\" alt=\"clipboard\" class=\"wp-image-523\" style=\"width:26px;height:auto\" title=\"Areas - management of credit bills of exchange\" srcset=\"https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/clipboard.png 256w, https:\/\/abogadosmuniz-bueno.es\/wp-content\/uploads\/2026\/07\/clipboard-150x150.png 150w\" sizes=\"(max-width: 256px) 100vw, 256px\" \/><\/figure>\n\n\n\n<p class=\"has-background-color has-text-color has-link-color wp-elements-16 wp-block-paragraph\" style=\"margin-top:0;margin-bottom:0\"><strong>Monthly report<\/strong><\/p>\n\n\n\n<p class=\"has-background-color has-text-color has-link-color wp-elements-17 wp-block-paragraph\" style=\"margin-top:0;margin-right:0;margin-bottom:0;margin-left:0;line-height:1.5\">The client receives periodic information on the status of the negotiations, and the recoveries obtained, partial or total.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div id=\"casos-tipicos\" class=\"wp-block-uagb-container uagb-block-c187eefd alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<p class=\"has-primary-color has-text-color has-link-color wp-elements-18 wp-block-paragraph\"><strong>Typical cases<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Two situations that we meet every week<\/h2>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-52d9e77d\">\n<div class=\"wp-block-uagb-container uagb-block-a5203c6c\">\n<p class=\"has-primary-color has-text-color has-link-color wp-elements-19 wp-block-paragraph\" style=\"margin-top:0;margin-bottom:0\"><strong>TYPICAL CASE<\/strong><\/p>\n\n\n\n<p class=\"has-background-color has-text-color has-link-color wp-elements-20 wp-block-paragraph\" style=\"margin-top:0;margin-bottom:0\"><strong>Non-payment between companies<\/strong><\/p>\n\n\n\n<p class=\"has-background-color has-text-color has-link-color wp-elements-21 wp-block-paragraph\" style=\"margin-top:0;margin-right:0;margin-bottom:0;margin-left:0;line-height:1.5\">A supplier has delivered goods or a service in accordance with what is agreed, but his business customer fails to pay the invoice within the agreed term, claiming conformance to generic, or simply stops responding.<br><br>Claim by requirement of notice to discontinue the prescription. If there is no response, we process a payment procedure urgent to achieve an executive title and claim to the interests of the Law 3\/2004.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-1aa05cff\">\n<p class=\"has-primary-color has-text-color has-link-color wp-elements-22 wp-block-paragraph\" style=\"margin-top:0;margin-bottom:0\"><strong>TYPICAL CASE<\/strong><\/p>\n\n\n\n<p class=\"has-background-color has-text-color has-link-color wp-elements-23 wp-block-paragraph\" style=\"margin-top:0;margin-bottom:0\"><strong>Recovery of unpaid invoices<\/strong><\/p>\n\n\n\n<p class=\"has-background-color has-text-color has-link-color wp-elements-24 wp-block-paragraph\" style=\"margin-top:0;margin-right:0;margin-bottom:0;margin-left:0;line-height:1.5\">A customer collects several outstanding bills of different debtors, some low-value individual, which makes it uneconomical to litigate a case-by-case with a traditional office.<br><br>We manage the portfolio in an integrated manner: friendly contact tiered, negotiating a postponement when the debtor has a willingness-to-pay, and writ in a block when there is not. The fees linked to the outcome, make the recovery of amounts as small remains economically viable for the customer.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-tavsaiav alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-info-box uagb-block-gb8kndim uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><p class=\"uagb-ifb-title-prefix\">You may also be interested in<\/p><h2 class=\"uagb-ifb-title\">Other areas of work<\/h2><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-1muypl18\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap\">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-xhtj4ghd wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/abogadosmuniz-bueno.es\/en\/areas-civil\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Civil Law<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-9a65a572 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/abogadosmuniz-bueno.es\/en\/areas-mercantil\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Commercial Law <\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-0700b397 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/abogadosmuniz-bueno.es\/en\/areas-clausulasuelo\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Clauses floor<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-a9ed4d6d wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/abogadosmuniz-bueno.es\/en\/areas-financiero\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Financial Advice<\/div><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Recobramos lo que le deben, priorizando siempre la v\u00eda amistosa Empresas y particulares conf\u00edan en nosotros la gesti\u00f3n de sus impagados porque combinamos presi\u00f3n negociadora con capacidad judicial real cuando la v\u00eda amistosa no funciona. Honorarios claros, en gran parte ligados al resultado. Metodolog\u00eda V\u00eda amistosa primero, v\u00eda judicial cuando hace falta El tratamiento de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","footnotes":""},"class_list":["post-593","page","type-page","status-publish","hentry"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false,"post-thumbnail":false},"uagb_author_info":{"display_name":"admin","author_link":"https:\/\/abogadosmuniz-bueno.es\/en\/author\/admin\/"},"uagb_comment_info":0,"uagb_excerpt":"Recobramos lo que le deben, priorizando siempre la v\u00eda amistosa Empresas y particulares conf\u00edan en nosotros la gesti\u00f3n de sus impagados porque combinamos presi\u00f3n negociadora con capacidad judicial real cuando la v\u00eda amistosa no funciona. Honorarios claros, en gran parte ligados al resultado. Metodolog\u00eda V\u00eda amistosa primero, v\u00eda judicial cuando hace falta El tratamiento de&hellip;","_links":{"self":[{"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/pages\/593","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/comments?post=593"}],"version-history":[{"count":51,"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/pages\/593\/revisions"}],"predecessor-version":[{"id":1012,"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/pages\/593\/revisions\/1012"}],"wp:attachment":[{"href":"https:\/\/abogadosmuniz-bueno.es\/en\/wp-json\/wp\/v2\/media?parent=593"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}